I can name a few and I'm sure you can as well.  I had the opportunity yesterday to attend a luncheon and hear a speaker who is a real estate attorney and works for the California Association of Realtors.  His group gets to field a ton of phone calls from Realtors and Brokers all over the state.  They call to ask questions that will protect their clients and them in a transaction.  The question can be about anything from the time of the offer to the time of the close.  As they say 'they have our back' and just add another level of protection to clients of Realtors.  This gentleman speaks and gives us updates on what's happening in the marketplace, changes to the laws (CA just passed a bunch of laws on Oct. 11 to protect consumers in loan modifications) and changes to contracts and forms.  During the question and answer phase at the end, one of the questions he was asked was 'what is the most common question' asked to attorney's on the 'hotline'.  Half of the attendees in the room shouted an answer in unison.  He smiled and said you are right!  The answer to his question 'complaints about other Real Estate agents'.  I say Real Estate agents because allot of people still do not realize that when the State of California issues you a Real Estate license that does not make you a Realtor.  You must join both the National Association and the State Association and a local Association to be a Realtor.  These associations provide education, up to the minute legal advice and lobbying efforts at all levels of government.  Although these things are all important, the lobbying efforts are critical.  It's these efforts that help congress understand the meaning of their actions to us 'regular' folks on the street.  The biggest lobbying effort right now is to extend the First Time Home Buyer Tax Credit.  We have to pass this law.  So when you hear a Realtor complain about the agent on the other side of the transaction my first question is always is this a Realtor or an agent.  Realtors live by a strict code of ethics and are held to a higher standard.  That's important - to me - to my clients and it should be to you.