The market is still difficult for many buyers and sellers.  Sellers don't want to let them homes go for what they paid and many buyers are still having a difficult time qualifying and finding properties they can afford to purchase.  Whether the problem is because of hardship or the economic times, it doesn't matter, as Realtors we owe it to our clients, buyers and sellers, to help them find creative ways to purchase property.  A lease option, often inaccurately referred to as rent to own, is a great option.  It offers Sellers a way to find buyers for their homes, often at full market price and it provides them an income stream to off set the expense of the property, usually a better option than a straight rental contract.  If a buyer plans to stay in an area, can't qualify today for a loan but possibly could in the next 6 to 24 months.  This is an option that is worth presenting to the Seller.  A portion of the rent (usually a higher rate than normal rent about 20% more) is returned to the Buyer at the end of the term towards a down payment or closing costs.  If the buyer decides not to move forward with the transaction, then they forfeit the additional money paid for rent.  The price of the property is decided up front.  Talk to your Relator, whether you are buying or selling, explore this option and see if it would work for you.  Don't forget to talk to a lender and get their input on this option.  It's another way we can make home ownership affordable for more people.  If you want to explore this further let me know I'll give you the detailed information I've found out about this creative way to get Buyers into their own homes.